Unfortunately you cannot take multiple policies to cover specific high value items. You can take out only one policy per trip and be covered for up to a total of $5000 for high value items.
High value items means luggage & personal effects excluding jewellery, bicycles, watches and watercraft (other than surfboards) that are less than 12 months old and you have the original receipt. Please note that ‘high value items’ do not include drones.
To specify high value items, you need to select the ‘high value items’ option when you’re purchasing your insurance and list out each item individually.